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Personal Dynamic Inflation (PDI) Blog

Guides on why flat inflation assumptions fail, how Personal Dynamic Inflation works, and how to plan retirement and education using your family's real spending mix.

Your Inflation Isn't 6%. Here's What It Actually Is.

15 July 2026

Every financial calculator asks you to plan with a flat 6% inflation rate. For middle-class Indian families paying for private school, healthcare, and weddings, that number was never about you. Here's a better model: Personal Dynamic Inflation (PDI).

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